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There are 1000's of term life insurance websites, and each and every one promises the best value on life insurance and wonderful service. So why should you pick 1stQuote? Starting in 1995, as one of the first life insurance firms on the world wide web, we've learned a lot! After working with more than 100,000 satisfied term life insurance and return of premium term life insurance buyers, we believe that our experience provides you with real advantages when shopping with 1stQuote:

You always shop and compare rates anonymously at 1stQuote.
You can review all the quotes, company and policy information you want at 1stQuote without providing your name, address, phone number email address, etc. We offer you the freedom to shop without concerns about unsolicited follow-ups, emails and phone calls from insurance sales organizations.

We only do business on the web.
Providing you with low prices from the best companies and exceptional support via the Internet is our only business -- not something we're trying as a supplement to our day-to-day activities.

Life insurance is our only business.
Unlike many Internet insurance sites offering quotes for life, auto, homeowners, health, dental, Medicare supplements, etc., life insurance is all we do. We do it well, and you will only deal with us --- and not some other organization, insurance company or agent to whom your vital statistics have been transferred for a fee.

Top Rated Companies & Guaranteed Premiums.
We only provide quotes from companies rated at least A (Superior), A+, A++ (Excellent) or better by the A.M. Best Company. We also only quote those products with level premiums fully guaranteed for the entire length of the term period you select. Life Insurance should create certainty out of uncertainty ---- and we believe that guarantees are imperative when financial promises have to be met!

We understand life insurance.
Since 1971, we've been providing low cost term life insurance protection for our customers. Our principals and officers have more than 200 years of life insurance experience.

Online case management.
Our fully automated customer support, application and underwriting management systems were designed solely for the web and integrate with both our customers and insurers. We manage your application and work with insurance company underwriters from your initial request to policy delivery --- and keep you updated all the way. As a result of this "hands on" approach, more than 80% of our customers are issued policies as applied for or better.

100,000+ online customers.
Our professional staff has already worked with 1000's of online customers. We understand the benefits and have learned the complexities of working on the web. Our experience means more efficient service and faster turnaround.

The "experts" agree.
1stQuote has consistently received excellent ratings from web reviewers and consumer advocates such as Consumer Reports, Forbes "Best of the Web", Consumer's Digest, Your Money, Parenting Magazine and Gomez.com.

In Addition:

  • We have fully licensed Insurance Professionals on staff to assist you.
  • We are your representative during the application process and throughout the life of your policy.
  • We do not generate quotes and sell leads to agents or insurance companies.
  • We supply instant, completely anonymous quotes. We never ask for your name, email address, etc. just to get a quote.
  • We never use SPAM email.
  • We never use Pop-Up advertisements.
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