How are term life insurance companies selected by 1stQuote?

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1stQuote monitors hundreds of life insurance companies. Using proprietary computer based analytical systems (enhanced by more than 35 years experience), we continually review and evaluate the hundreds of policy offerings from these top rated term life insurance companies.

We rank polices based on (1) price, (2) policy provisions and structure (3)company financial strength (minimum A rated by AM Best), (4) your current level of fitness and (5) underwriting (the ability to issue the policy as applied for - it does no good to quote a low, low rate when only one person in 50 gets it) and (6) issue time (most people cant wait 5 to 6 months).

The results of this continuous evaluation of the life insurance companies and term insurance plans available are provided real-time whenever you request a quote from our site. Not just a list of quotes -- but our selection of the best policies currently available for you.