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Life Insurance Companies: Top Low Cost Term Life Insurance Companies


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1stQuote monitors the term life insurance policies of all major term life insurance companies. Using proprietary computer based analytical systems (enhanced by more than 35 years experience), we continually review and evaluate the hundreds of term life insurance policy offerings from these top rated term life insurance companies.

Based on our analysis and sales data for the last 12 months, the top rated life insurance companies offering very low cost term life insurance coverage and superior underwriting guidelines were as follows:

Name of Life Insurance Company
(For more information please click on company name)
A. M. Best
Rating
S & P
Rating

American General Life Insurance Company * A+ AA+

West Coast Life Insurance Company A+ AA

First Colony Life Insurance Company *
(Became Genworth Life and Annuity Insurance
Company in January 2007)
A+ AA-

Banner Life Insurance Company

A+ AA

Protective Life Insurance Company A+ AA

Chase Life Life Insurance Company * A A+

Transamerica Life Insurance Company A+ AA

Lincoln National Life Insurance Company A+ AA

ING Life Insurance Company A+ AA

American Mayflower Life Insurance Company *
(Became Genworth Life Insurance Company of New York in January 2007)
A+ AA


* Notes:
First Colony Life Insurance Company is part of G E Life insurance Company /Genworth Financial
American General Life Insurance Company is part of AIG Life Insurance Company
Chase Life was formerly known as Zurich Life or Zurich-Kemper Life & was acquired by Protective Life in early 2006.
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