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Life Insurance Company Rating
Description & Ranking Grid by Rating Agency
|
Rank |
A.M. Best
|
Standard
& Poor's
|
Fitch
|
Moody's
|
|
1
|
A++ Superior |
AAA Extremely Strong |
AAA Secure/Highest |
Aaa Exceptional |
|
2
|
A+ Superior |
AA+ Very Strong |
AA+ Secure/Very High |
Aa1 Excellent |
|
3
|
A Excellent |
AA Very Strong |
AA Secure/Very High |
Aa2 Excellent |
|
4
|
A- Excellent |
AA- Very Strong |
AA- Secure/Very High |
Aa3 Excellent |
|
5
|
B++ Very Good |
A+ Strong |
A+ Secure/High |
A1 Good |
|
6
|
B+ Good |
A Strong |
A Secure/High |
A2 Good |
|
7
|
B Fair |
A- Strong |
A- Secure/High |
A3 Good |
|
8
|
B- Fair |
BBB+ Good |
BBB+ Secure/Adequate |
Baa1 Adequate |
|
9
|
C++ Marginal |
BBB Good |
BBB Secure/Adequate |
Baa2 Adequate |
|
10
|
C+ Marginal |
BBB- Good |
BBB- Secure/Adequate |
Baa3 Adequate |
|
11
|
C Weak |
BB+ Marginal |
BB+ Uncertain |
Ba1 Questionable |
|
12
|
C- Weak |
BB Marginal |
BB Uncertain |
Ba2 Questionable |
|
13
|
D Poor |
BB- Marginal |
BB- Uncertain |
Ba3 Questionable |
|
14
|
E Under State Supervision |
B+ Weak |
B+ Possessing Risk |
B1 Poor |
|
15
|
F In Liquidation |
B Weak |
B Possessing Risk |
B2 Poor |
|
16
|
S Rating Suspended |
B- Weak |
B- Possessing Risk |
B3 Poor |
|
17
|
|
CCC+ Very Weak |
CCC Substantial Risk |
Caa Very Poor |
|
18
|
|
CCC Very Weak |
DD Liquidating |
Ca Extremely Poor |
|
19
|
|
CCC- Very Weak |
SR Suspended Rating |
C Lowest |
|
20
|
|
CC Extremely Weak |
|
|
|
21
|
|
R Regulatory action |
|
|
|
Note: An Agency's rating is not a warranty of an insurer's current or future ability to meet its obligations to policyholders. It is also not a recommendation of a particular company or policy. |
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