Work At Home Spouse Life Insurance Needs -
Quick Income Replacement Calculator

This "Quick Calculator" will provide you with an estimate of the amount of life insurance needed to replace a deceased work-at-home spouse's contributions. The calculations assume life insurance proceeds are invested at a rate you specify and that your purchasing power is retained based on your assumed rate of inflation.

Step 1: Enter the annual replacement income that would be needed to provide child care,and all other household, educational, and domestic responsibilities (before-tax).
Step 2 : Enter the number of years that the replacement income will be needed by the survivors, dependants, etc.
Step 3: Please estimate the average annual interest rate you can earn on the invested life insurance proceeds. (%)
Step 4: Enter your estimate of the average annual inflation rate. (The average rate for the last 10 years has been approximately 3 %)

Click on "Compute" to calculate the amount of life insurance, adjusted for inflation, that would be needed to replace a deceased spouse's contributions:
Get your FREE personal life insurance cost comparison


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Work At Home Spouse Life Insurance Needs - Quick Income Replacement Calculator

Work At Home Spouse Life Insurance Needs -
Quick Income Replacement Calculator