What type of term life insurance policies are offered through 1stQuote?

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We only provide quotes from companies rated at least A (Superior), A+, A++ (Excellent) by the A.M. Best Company. We also only quote those products with level premiums fully guaranteed for the entire length of the term period you select (10,15,20,25 or 30 years).

In addition we quote Return of Premium (ROP) term insurance policies. Return of Premium (ROP ) Term life insurance offers a guaranteed refund all of the premiums paid on your term policy, less any benefits paid during the term of the policy. If no benefits have been paid, you will receive a full refund of all premiums paid at the end of the policy term. Should you cancel your policy prior to the end of the initial guaranteed term period, a pro-rated refund based on the length of time your policy has been in force will be paid. Click here for a more comprehensive discussion of Return of premium (ROP) term life insurance.

It is important to once again state that we only offer fully guaranteed policies. Life Insurance should create certainty out of uncertainty ---- and we believe that guarantees are imperative when financial promises have to be met!